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Equity Term Loan Calculator

Calculate how much equity you can unlock from your existing property for investment, renovation or other purposes. Subject to TDSR compliance.

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Property Details

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Disclaimer: This calculator provides estimates only. Results are not financial advice and no guarantee of accuracy is given. If in doubt, seek appropriate advice from your financial adviser or banker before making any property investment decisions.
Formula: (Valuation × Gearing) − Outstanding Loan − CPF Utilised − CPF Accrued Interest. Subject to TDSR compliance and bank assessment.

Equity Term Loan Assessment

Maximum Equity Term Loan
$0
Subject to TDSR compliance
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+65
Max Geared Amount
$0
75% of valuation
Outstanding Loan
$0
To be deducted
CPF Utilised + Interest
$0
To be deducted
Total Deductions
$0
Loan + CPF
Calculation Breakdown
Property Valuation$0
× Gearing Ratio75%
= Max Geared Amount$0
− Outstanding Loan$0
− CPF Utilised$0
− CPF Accrued Interest$0
= Max Equity Term Loan$0